The breadth of the recently amended Student endorsement provides cover for the supervised placement of the student post-grad whilst they await full registration. It should be remembered that this continues to be cover solely whilst under suitably qualified supervision and the intent is not for the student policy to be purchased post-grad (ie the policy should already be in place for the exam period).
From the amended policy wording: 'STUDENT EXAM COVER
Subject to all the Terms, Conditions & Exclusions of the Policy, it is hereby declared & agreed that the cover offered under this Policy shall only be in respect of acts, errors or omissions resulting from breach of professional duty as a student of Physiotherapy whilst undertaking an exam conducted by and under the supervision of the appropriate examining body, or whilst providing Physiotherapy treatment under the supervision and direction of a suitably qualified and registered Physiotherapist.
Once full registration comes through the practitioner needs to move to a full-blown cover and can do so via a prorata upgrade.